IDBs and COBs Explained
Small issue Industrial Development Bonds (IDBs) are tax-exempt securities issued by state or local governments to help manufacturing operations finance real estate acquisition, construction, rehabilitation and equipping of new and expanding businesses. IDBs are a valuable tool to help improve underserved communities.
The use of IDBs is governed by both federal and state laws and regulations. Some benefits of an IDB may include low interest rates, long-term financing, comprehensive funding, and no prepayment penalties.
Certificates of Participation (COPs) are tax-exempt lease-financing agreements and are commonly found in municipal financing as an alternative to municipal bonds. COPs can be used for various projects, including real estate acquisition, development and refinancing.